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Although retirement is still relatively long. However, it should still be prepared as early as possible. Why?
Usually people start retiring at the age of 60 and it is only when they are approaching retirement that they start thinking about a pension fund for their old age. In fact, this method is certainly very wrong. Indeed, you can still save for retirement, but surely only a few funds have been collected. It's different if you save it since entering the world of work.
Maybe you wouldn't think about your retirement fund too much if you worked for a company or institution that provided retirement funds in your old age. However, that doesn't mean that those of you who don't work in a place like that will live in misery in old age.
There are still many ways you can do to prepare for your retirement, here is the information:
1. Start As Early As Possible
If you don't start as early as possible, you won't be able to accumulate enough money to live your life in the future. Remember, currency values will continue to increase, so you may need a large enough fund for your future life. Every month, make sure to set aside about 10 percent of your income to be used as an independent retirement fund.
2. Reduce Shopping Expenses
Occasional big purchases are okay. But also think about saving for old age. Reduce the intensity of shopping, especially shopping for luxury goods that you don't really need. It's better to have the money saved than squandered on useless things right? That way, you can set aside more money to save.
3. Self Discipline
In order to obtain a sizable retirement fund, you need commitment and discipline and great determination to ensure that your old life will be as prosperous as it is today. Making yourself self-disciplined when it comes to saving is very easy, for example you can make a due date every month, which requires you to save on a certain date.
4. Make an Investment
Investing is one of the best ways to get a sizable retirement fund. There are many investment methods to choose from and of course each has its advantages and disadvantages. Investing is sure to make a profit, right? Therefore, choose investments that provide maximum profit but also have low risk. Property investment and insurance are one of the best choices you can try.
5. Know Your Needs After Retirement
You need to think about what needs you need to meet after retirement. This will certainly affect the amount of savings for retirement funds later. Try to make a list of what you need and then estimate how much money you need to prepare. So, at least you already have an idea of how much money must be collected for the welfare of life in old age.
6. Utilize Company Allowances
You can take advantage of company benefits. This allowance can meet your needs. So that you can maximize this facility, try asking what facilities you can get when you retire. In this way, your retirement fund savings for other needs are certainly more effective.
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Innalilahi wainalilahi rojiun
It is with deep sorrow that we announce the passing of
Mr. Usmanshah
Dear Tugure Business Partners,
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