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Just like other insurance products, choosing home insurance requires careful consideration.
Currently, there are many home insurance products available in Indonesia. Although many companies offer low premiums, it's important to be more cautious in making your choice.
The simplest way is to check the establishment date and corporate legality. Established companies that have been around for a long time are usually more trustworthy. Additionally, ensure that the insurance company is licensed by the Financial Services Authority (OJK).
Take the time to thoroughly review each section of the policy. The most crucial part is usually the summary, which consists of 3 to 5 pages.
The summary includes personal data of the insured, complete policyholder information, the coverage amount, the scope of coverage, and the policy period. It also clearly states any additional fees and the premium.
Typically, claims are made through a claim application form. If you meet the requirements, your form will be approved. Otherwise, if it doesn't meet the criteria, you may need to resubmit the application.
Home insurance aims to repair or rebuild your home. If the received amount is insufficient, the repair process may be hindered or not adequately completed.
In addition to the product features, pay attention to the compensation offered. Check whether the compensation is a lump sum or provided in installments. If it's in installments, find out the amount for each disbursement.
Remember to carefully evaluate each factor and consider your specific requirements before making a decision on which home insurance product to choose.
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Innalilahi wainalilahi rojiun
It is with deep sorrow that we announce the passing of
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