- Home
- News & Media
- Detail
Choosing an insurance company is not an easy matter. Why? Because all insurance companies offer almost the same benefits.
Then, how to choose the right insurance company for your needs?
Here are some criteria that can be your consideration, to choose the best insurance company:
1. Choose a company that has been around for a long time and has a good reputation
That doesn't mean that a newly established company can be branded as bad. However, having been around for a long time and having a good reputation, choosing a company that has been around for decades to decades makes it easier for you to analyze its track record and reputation. That way you can minimize the risk of loss.
A credible company certainly has a good reputation. Try to collect information from newspapers or digital media regarding handling customer claims. Don't hesitate to also ask friends who have already used this insurance.
2. Have RBC Above 120 Percent
Risk Based Capital (RBC) or solvency ratio shows the financial health of the insurance company. The greater the RBC ratio, the healthier the financial condition. At least, the RBC must be 120 percent.
This is important for potential customers to know. This is because prospective customers can at least estimate whether the company is indeed capable of fulfilling payment promises or claims when needed.
3. Offers Affordable Premiums
Each company offers a variety of premium prices. However, the more expensive the premium price does not necessarily guarantee the quality of the insurance program. A good company actually offers premium prices that are affordable and of good quality.
Related to this, you can compare similar products from two or three companies at once. Remember, first understand your needs so that you are not easily tempted when offered various insurance products by insurance sales and consultants.
4. Insurance Companies Have Quality Partners
The company must have many qualified health center partners. The more partners, the easier it is for customers to access the services they need. This is very crucial, especially when customers need fast medical treatment.
For vehicle insurance, the number of workshop partners is also important. That way you as a customer will feel calm when traveling. If something unexpected happens to your vehicle while you're in the middle of the road, you have lots of garage options to choose from.
5. OJK Registered Company
Make sure when buying insurance products from companies that have been registered with the OJK and are carried out by licensed sales or consultants. Don't forget to also study the terms of the insurance policy and actively ask the salesperson if there are things that are confusing.
Secara garis besar, asuransi adalah pertanggungan atau perjanjian antara dua belah pihak... Read More
Salam Tugurean ....
Artikel bulan ini membahas mengenai Management Penyimpanan Gudang, untuk menghindari da... Read More
Salam Tugurean ....
Artikel bulan ini membahas mengenai Management Mengurangi Resiko pada Pabrik Plastik, Read More
Salam Tugurean ....
Artikel bulan ini membahas mengenai penyebab terjadinya kebakaran hutan dan seperti apa... Read More
Salam Tugure ....
Artikel bulan ini membahas mengenai Dampak Banjir dan Bagaimana Mencegah dan Menangg... Read More
Salam Tugure, kami hadir untuk memberikan informasi kepada anda. Maraknya pencurian masih menjadi teror bagi kita sem... Read More
Salam Tugure, kami hadir untuk memberikan informasi kepada anda. Maraknya bencana alam di indonesia, diawal tahun 202... Read More
Informasi Tugure Perihal WFH - Work From Home
... Read More
Informasi Tugure Perihal HUT Ke 33 PT Tugu Reasuransi Indonesia.
... Read More
Salam Tugure, kami hadir untuk memberikan informasi kepada anda. Dalam Pandemi Covid-19 ini bagaimana cara survei ris... Read More
Information The Correspondence and Administrative
... Read More
Tugure Torehkan Peningkatan Hasil Usaha
... Read More
TUGURE Sharing Knowledge Edisi Sekarang Membahas Mengenai, Jarak Bangunan Kita Terhadap Potensi Kebakaran.
... Read More
Asia Insurance Review - October 2021
The Indonesian reinsurance sector is going through a sign... Read More
Health is the most important part that must be maintained. In addition to maintaining a healthy lifestyle, you should... Read More
Protecting private vehicles with vehicle insurance has become a basic need for some people. How not, the risk of driv... Read More
Education Insurance is a well-known insurance product with very useful benefits for your child's future. Educatio... Read More
Home insurance is insurance that provides protection against losses resulting from fire, theft, or damage caused by n... Read More
Holiday moments with friends, spouse or family are the most enjoyable moments. But, don't let that moment be disr... Read More
Have you ever heard of the term Reinsurance? Reinsurance is a term used by a company/business entity to protect it ag... Read More
The target o... Read More
Interested i... Read More
Not only doe... Read More
Before deciding to choose the type of insurance is to understand the terms in the insurance policy. One term that is ... Read More
Having a vehicle such as a car should be able to protect it with insurance. Car Insurance itself provides protection ... Read More
Performing t... Read More
Choosing an ... Read More
Entering pro... Read More
Even though they have similar benefits, Life Insurance and Health Insurance still have differences too. Like what? Read More
The solution to releasing fatigue by taking a vacation or traveling to a new place is the most powerful weapon for re... Read More
Although retirement is still relatively long. However, it should still be prepared as early as possible. Why?
... Read More
Home is a most valuable asset. To get it we have to work hard and save a lot of time.
Like a very valuable ... Read More
Purchasing car insurance requires careful consideration. Should you choose Total Loss Only (TLO) insurance or compreh... Read More
Who doesn't love to travel? Going on a trip is a great way to relieve stress and take a break from our daily acti... Read More
Just like other insurance products, choosing home insurance requires careful consideration.
Currently, ther... Read More
Life insurance provides financial protection against unexpected risks such as death, accidents, critical illness, and... Read More
Choosing an insurance company can be challenging. With so many companies claiming to be the best, it's important ... Read More
The term "reinsurance" is not commonly heard by the general public. This term is used when an insurance com... Read More
Being a career woman comes with double responsibilities. However, it is not surprising, especially in big cities, to ... Read More
Enjoying your retirement requires preparation starting from your productive years. The only thing you can rely on dur... Read More
Choosing an insurance product is not something to be taken lightly, especially for women. It requires careful conside... Read More
In order to meet the expenses of your child's education, it is important to prepare for it as best as possible, e... Read More
Unit Link insurance has become popular in Indonesia, with claimed benefits that can be highly advantageous for consum... Read More
To All Business Partners of PT Tugu Reasuransi Indonesia, we kindly request your assistance in improving our service ... Read More
Innalilahi wainalilahi rojiun
It is with deep sorrow that we announce the passing of
Mr. Usmanshah
Dear Tugure Business Partners,
We would like to inform you that the official email domain of PT Tugu Reasur... Read More
